This page contains several links to help answer your consumer credit questions.

How do I get a copy of my Credit Report? Click Here
or
Contact one of the following Credit Reporting Agencies:

Bureaus:

Equifax PO Box 105783 Atlanta, GA 30348 800-685-5000

Experian National Consumer Assistance Center PO Box 2002 Allen, TX 75013 865-539-5391

Transunion Consumer Relations PO Box 1000 Chester, PA 19022 800-888-4213

What is FCRA? The Fair Credit Reporting Act

The FCRA also provides you the right to "Opt Out", to prevent your credit information from being offered to other companies not initiated by you.

Are you a victim of fraud? Go here to get information on what to do.

HUD Tips for avoiding Foreclosure click here

Security Freezes

1/2/07	How to lift a Temporary Security Freeze
8/8/06	Further protect yourself from identity theft by "freezing" your credit report.

If you have questions about your credit report or score, check out these sites:

Fannie Mae
Freddie Mac
Fair Isaac
Federal Trade Commission
HUD
Credit Correction

FACT ACT: FACT ACT conference call transcript Dec. 1, 2004

Consumer Resources
Mortgage Bankers Association of America - is the preeminent association representing the real estate finance industry.

Consumer Information Center - a one-stop source for answers to questions about consumer problems and government services.

American Bankers Association - the ABA brings together all categories of banking institutions, including community, regional and money center banks and holding companies, as well as savings associations, trust companies and savings banks.

Federal Trade Commission - the Commission seeks to ensure that the nation's markets function competitively, and are vigorous, efficient, and free of undue restrictions.