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Credit Bureaus to Step Up Public Record Accuracy

As the result of discussions between a group of state Attorney Generals and the three major credit reporting agencies (Experian, Trans Union, Equifax) the National Consumer Assistance Plan (NCAP) was … [Read more...]

Starting 2017 Right

Christmas is over…the decorations have been taken down and presents have been opened. New accounts have also been opened, credit cards have been maxed out, savings accounts have been drained and … [Read more...]

Advantage Credit Introduces FACTCheck™

Evergreen, Colo., January 5, 2017 – Advantage Credit, Inc. is pleased to announce the introduction of FACTCheck™. This solution allows lenders to calculate and validate the income used to determine … [Read more...]

What’s Not Included in a Credit Score

There is always a lot of talk about everything that IS included in credit scores, like how to make them better and what hurts them. But there is a lot of information that is not part of a credit score … [Read more...]

Advantage Credit Donates to St. Jude’s In Honor of Their Customers

It is that time once again, the time for hot cocoa, tinsel, trees, gifts and Santa! The Most Wonderful Time of the Year as the song goes. The holidays are the designated time to slow down and spend … [Read more...]

Advantage Credit Announces DU® Validation Services Supporting Day 1 Certainty™

Advantage Credit, Inc. is pleased to announce services that support the new Desktop Underwriter® (DU®) validation services for Day 1 Certainty™. Advantage Credit, Inc. provides Equifax The Work … [Read more...]

Credit Repair – Not Just Bad for Borrowers

Once a year I try to touch on the evils of credit repair as every year I see more and more the damage it can cause a borrower. But it’s not just the borrower that is negatively affected by credit … [Read more...]

Do You Still Owe On a “Charged Off” Debt?

The simple answer is yes. Just because a creditor charges off a debt does not mean you don’t still owe it, even if you’ve received a 1099 for it. You are still liable for the entire debt. And the … [Read more...]

Trended Data and Rescoring

As most know Trended Data will start coming into play at the end of September. Trended Data is a new way that Fannie Mae will start analyzing credit reports to see if a borrower pays his revolving … [Read more...]