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FICO Score, FAKO Scores and FICO 09

FICO scores can be confusing to say the least. In reality a person has many different FICO (Fair Isaac Company) scores depending on what they are applying for and the codes that are being used to pull … [Read more...]

Revolving Accounts – What You Need To Know

Revolving balances play an important role in your credit score calculation. The total of your revolving debt makes up about 30% of your credit score. Balances on installment loans don’t have any … [Read more...]

Advantage Credit Offers New Lead Generation Tool

Evergreen, CO – August 15, 2017 - Advantage Credit, Inc., a leading provider of credit reporting and client retention services, is pleased to announce that they now offer iScreen℠ from Experian. … [Read more...]

How Accurate Are Credit Score Simulators?

Your loan officer has pulled your credit and your scores are just a little short of where they need to be.  He thinks there are possibilities for an improvement so he runs a “What If Simulator” to see … [Read more...]

Is Being Debt Free a Good Idea?

You’ve sold your home, paid off the car and all your credit cards and even closed most of them. You are completely debt free! This is great…right? Well, not when it comes to your credit score. Believe … [Read more...]

Liens & Judgments Reporting Powered by LexisNexis® and available through Advantage Credit, Inc.

Evergreen, Colo., May 30, 2017 - Advantage Credit, Inc. has partnered with LexisNexis to provide superior public record data and linking technology that maximizes search accuracy. The following … [Read more...]

Advantage Credit Now Available on Encompass Loan Officer Connect™

Evergreen, Colo., May 11, 2017 – Advantage Credit, Inc., a leading provider of credit reporting services to the mortgage industry, is pleased to announce that they have been added to Ellie Mae’s … [Read more...]

A New and Dangerous Form of Identity Theft

“Synthetic Identity Theft” now makes up 80% of all ID thefts in the country at this time. Never heard of it? A lot of people haven’t. What is it? A thief takes one piece of your true identity (usually … [Read more...]

Advantage Credit Receives SOC 2 Report on Controls Related to Security at Advantage Credit, Inc. Issued by Linford & Company LLP

Evergreen, Colo., April 4, 2017 - Advantage Credit, Inc. today announced that the company has undergone a Type I Service Organization Control 2 examination resulting in a CPA’s report stating that … [Read more...]

When a Lender Pulls Your Credit Report

You’re going to buy a home and you’ve gone to one of the many resources to pull a copy of your personal credit report, but is it the same as the credit report your lender will see? As far as the … [Read more...]