How Does a Divorce Affect Your Credit?

Divorce, in and of itself has no bearing on your credit.  However, if you have joint accounts with your ex you could be in for trouble, even if debts are listed in the divorce decree as being the … [Read more...]

Bankruptcy and Credit

The amount of consumers that file bankruptcy each year continue to decline since new laws went into effect in 2005 tightening the requirements for a consumer to be able to file. The numbers that still … [Read more...]

How Much Certain Things Will Affect My Credit Score

This is probably the biggest question we get in the credit reporting industry, “how much will (blank) affect my credit score?” You can fill in the blank with inquiry, opening a new account, closing … [Read more...]

Advantage Credit Announces Integration Enhancement with Lending QB®

Evergreen, Colo., February 16, 2016 – Advantage Credit Inc., a leading provider of credit reporting services to the mortgage industry, is pleased to announce that all credit and settlement services … [Read more...]

Advantage Credit Now Offers ApplyConnect®

Evergreen, Colo., December 17, 2015 – Advantage Credit, Inc. is pleased to announce it is now offering ApplyConnect® the industry’s most advanced rental background screening solution for landlords … [Read more...]

Authorized Users – For Better or For Worse?

Being an authorized user on someone else’s credit card can sometimes be a double-edged sword, as can having someone as an authorized user on one of your credit cards. At the onset it might seem like a … [Read more...]

When Creditors Report to the Bureaus

One of the most frequently asked questions we get regarding credit reports is: “When do creditors report to the bureaus?” There is a misconception that creditors report their information at the … [Read more...]

The FTC Provides Free Publications for Consumers

A presentation of the Did You Know Series Did you know…The Federal Trade Commission (FTC) has an abundance of free publications that you can order to help you with your credit? They offer … [Read more...]

Re-aging – Wouldn’t It Be Nice?

Wouldn’t it be nice if we could just make a phone call and say: “I promise to be good, to exercise, to eat right and take all my vitamins if you will just turn back the clock...” then have all the … [Read more...]

Young Adults and Credit

It is more crucial than ever for young adults to begin building a positive credit history well in advance of taking out an auto or home loan. Building a foundation of good credit and scores will … [Read more...]