Tax Lien – Advantage Credit

Length of Time Negative Information Stays on a Credit Report

October 13, 2016 by gnetconsulting

How long does negative information really stay on a credit report and how long will it affect scores? This can vary based on what the negative information is, but in most cases it’s going to be seven years. As it ages there will be less and less of an impact on a credit score, but … Read more

How Public Records End Up on a Credit Report

May 16, 2016 by gnetconsulting

There are three kinds of public records that can appear on credit reports: Bankruptcy Chapter 13 and Chapter 7, state and federal tax liens and civil judgments. However unlike creditors who are data furnishers like credit cards, mortgage companies, etc., courts do not, in most cases, actually furnish the information directly to the credit bureaus. … Read more