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One Simple Mistake That Can Drop Your Credit Score

There are many obvious actions that can cause a credit score to drop such as making late payments, maxing out a credit card, etc. But there is one seemingly innocent action that you’ve probably never … [Read more...]

Clarification on Upcoming Changes to Credit Reports

There have been a lot of questions cropping up surrounding the changes coming in June to credit reports. These changes are due to the settlement agreement from 2015 between the credit bureaus and … [Read more...]

Advantage Credit, Inc. Integrates with SimpleNexus to Provide Unique Mobile Solutions for the Mortgage Industry

FOR IMMEDIATE RELEASE Evergreen, Colo., May 15, 2018 - Advantage Credit, Inc., a leading provider of credit reporting services to the mortgage industry and the developer of Monitoring Advantage … [Read more...]

Why a Liens and Judgments Report is More Important than Ever

With the changes the credit bureaus (Experian, Trans Union and Equifax) have made first regarding judgments and now tax liens being removed from credit reports, it is important to have a backup to … [Read more...]

Tax Liens Are Going Away

For the second time in the last year the credit bureaus are making a major change in their credit reporting standards. Last week Experian announced that starting on April 16, 2018 all tax liens will … [Read more...]

Advantage Credit Responds to FHFA Request For Information on Credit Scores

At Advantage Credit, we’ve always taken an active role in trying to shape regulation and policy that help produce sound credit underwriting decisions that will benefit both lenders and consumers. To … [Read more...]

Late Payments and Revolving Balances

Late payments and revolving balances are the two things that can do the most damage to a credit score. Having a late payment show up on your credit report probably makes sense but can revolving … [Read more...]

How Does a Divorce Affect Your Credit?

Divorce, in and of itself has no bearing on your credit.  However, if you have joint accounts with your ex you could be in for trouble, even if debts are listed in the divorce decree as being the … [Read more...]

Big Changes Coming For Credit Reporting Agencies

Thanks to a 2015 settlement agreement between the New York Attorney General and the three credit reporting agencies, some important changes are on the way in regards to credit reporting. An additional … [Read more...]

Reading a Credit Report

Credit reports can be very confusing to read at times. There is a lot of information to decipher, codes that may not always make sense, etc. There are some basic things to know that may help when you … [Read more...]