Credit Reports: Mortgage, Auto, Consumer
Reformatted, easy to read, credit reports from one-to-three of the major bureaus (Experian, Equifax and TransUnion)
- Ability to add or remove spouse and/or bureaus from report
- OFAC – Office of Foreign Assets Control – name matching service
- Current Creditor Information available
- Creditor Phone Numbers on each report
- Military Lending Act (MLA) identifier (available October 1, 2016)
Other Forms and Reports
- Score Disclosure – a notice to the applicant that you have pulled their credit history from TransUnion, Experian, and/or Equifax.
- Consumer Copy – an easy to read version of the credit report to distribute to the borrower. (can be translated into Spanish)
- Letter of Explanation Document – A prefilled form letter available for the borrower to address any inquiries and any derogatory information on the original credit report or the refreshing report.
- Creditors – a list of all reported creditors including address and phone numbers.
- Adverse Summary – a report summarizing only derogatory accounts and public records.
- Mortgage Only – a report that list only mortgage accounts.
- Mortgage with Score – same as mortgage only, but with credit scores.
- Denial Letter – a statement of denial, termination, or change. This form requires you to check the necessary statements before you print the form.
- Trade Comparison – a report that contains the raw data from each bureau to determine possible inaccurate data that could be affecting the score.
- Form 1003 – a printable PDF application including the borrowers’ name, ss and address along with liabilities from the credit report.