Verification Services

Verification Services

Advantage Credit, Inc. is pleased to announce services that support the new Desktop Underwriter® (DU®) validation services for Day 1 Certainty™. Advantage Credit, Inc. provides Equifax The Work Number® Verification Services for verification of employment and income services and Verification of Deposit and Assets with AccountChek™, an award-winning solution for verifying a borrower’s assets to their expansive inventory of product offerings.

Our services will allow you to have:

  • One platform to order all services
  • Convenient access to all services
  • No additional logins and passwords (utilize your existing)
  • Saves you time and minimizes errors with pre-populated fields
  • One invoice

Advantage Credit’s Verification Services provide a crucial source to request verifications. Our Verification Services provide our clients the confidence to fund or modify loans based on the most up-to-date and reliable information.

*Update* Wells Fargo has approved AccountChek™ (a FormFree VOA/VOD product) for ALL loan types (FHA, VA, Conventional, Non-Conventional, Jumbo etc.) across all channels (correspondent and retail). The Wells Fargo announcement completes the trifecta for Investors including Freddie and Fannie.

Verification of Deposits & Assets (VODA)

Advantage Credit provides the only third-party asset verification acceptable to GSE’s and leading investors. Click HERE for VODA Frequently Asked Questions

  • GSE Acceptance
  • Eliminates Fraud
  • Amazing Borrower Experience
  • Faster Underwriting Process
  • Direct From Source Data
  • Bank-Level Security
  • A Read-Only Product
  • Customer Data Kept Private
  • Safe Transactions Ensured
  • Security Monitored 24/7

Verification of Employment (VOE)

Advantage Credit provides the essential employment and income data that you need in a timely and cost effective manner.

We are a certified reseller of The Work Number® the largest collection of payroll records contributed directly by employers. Through The Work Number® we enable you to get fast and accurate validation of employment information as well as consumer income if requested, so you can make the most informed decisions.

We also can access payroll records through many systems, including Inverify, Verify Job System, VerifyX, AccuSource, ADP, uConfirm and PreCheck.

  • Ensure compliance with Fannie Mae LQI requirements
  • Meet Ability-to-Repay and Qualified Mortgage Standards under the Truth in Lending Act (Regulation Z)
  • Increase productivity by using an outside source for Verifications
  • Verify information quickly and easily
  • Re-verify before a loan closes
  • Receive accurate consumer information
  • Control variable costs with a fixed cost per loan


“I’ve been using Advantage for VOEs for over a year now and am very happy with how fast you guys are with getting them back to me. It really takes the stress off of me to be able to rely on y’all to get them completed.”

Steven Tyler Taylor,PrimeLending

“What I like the most is that you can find who is working on your order, you can ask them questions and they will respond quickly regarding turnaround, what they need, what they are working on, etc. With my most recent experience, the VOE was needed quickly and I know I was absolutely bugging the gal who was working on the file, but every email back from her was very professional and quick to respond.”

Milena Bouterie, PrimeLending