Customer Testimonials

“Because Universal Lending has been in business for 30 years we have utilized many different credit reporting agencies. Advantage Credit compares to no other. Their prompt, accurate and reliable credit …
Read Testimonials

Lead Generation

Advantage Credit has two lead generation solutions to help grow your business!

Demographic Data List

Allows access to a proprietary prospect database that utilizes demographic lists for both non-FCRA and FCRA targeted marketing campaigns.


  • Provides a custom database that contains information on 138+ million households across the US
  • Target consumers optimizing public record information
  • A custom credit predictor score that indicates the credit score of a household


  • Affordable and targets those looking for credit without having to provide a Firm Offer of Credit (FOC)
  • Ability to select/append household composition, home ownership, auto predictor and telephone records
  • Each address is USPS CASS certified, and run through NCOA certification
  • Fast turn time! Once criteria is selected, names are provided almost immediately!

Prescreen Data List

An efficient prospecting tool for your direct-mail campaigns. Finding the right customers before mailing an offer is a real challenge, but we’re here to help! With iScreen℠ powered by Experian, you can quicky and easily target customers who meet your qualifications, saving you time and money on direct-mail campaigns.


  • iScreen is a user-friendly, list-fulfillment tool you can use to increase sales profitability and maximize marketing spend.
  • Eliminate unqualified prospects from your list leads to better response rates and reduces the overall costs from direct-mail campaigns.
  • Predictive scoring model that helps identify potential consumers that may be looking for a mortgage loan in the next 90 to 120 days


  • Flexibility with attributes in designing targeted campaigns such as: cash out refi’s, first time buyers, VA/FHA and reverse mortgages.
  • iScreen fulfillment: Advantage Credit has customized the iScreen lead generation tool to include a total fulfillment of the overall marketing campaign. You choose the campaign and Advantage Credit takes care of the rest; including an offer to encourage a customer response!

For more information on Advantage Credit’s Lead Generation Tools, please contact your sales representative at 800-670-7993.