Clarification on Upcoming Changes to Credit Reports

There have been a lot of questions cropping up surrounding the changes coming in June to credit reports. These changes are due to the settlement agreement from 2015 between the credit bureaus and … [Read more...]

Do You Still Owe On a “Charged Off” Debt?

The simple answer is yes. Just because a creditor charges off a debt does not mean you don’t still owe it, even if you’ve received a 1099 for it. You are still liable for the entire debt. And the … [Read more...]

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