Late Payments and Revolving Balances

Late payments and revolving balances are the two things that can do the most damage to a credit score. Having a late payment show up on your credit report probably makes sense but can revolving … [Read more...]

How Much Certain Things Will Affect My Credit Score

This is probably the biggest question we get in the credit reporting industry, “how much will (blank) affect my credit score?” You can fill in the blank with inquiry, opening a new account, closing … [Read more...]

A Glimpse Into the Secret World of FICO

How much? This is one of the biggest questions we get as a credit reporting agency. How much does a late payment affect a score? What about a maxed out credit card? We all know a bankruptcy is a big … [Read more...]

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