Evergreen, Colo., January 12, 2018 – Advantage Credit, Inc. is excited to announce an important update to their free mobile application first launched in 2013. The update vastly improves the app on iPhones, iPads and Android smart phones and tablets. The new and improved app will still continue to provide the informative original articles from … Read more
Credit reports can be very confusing to read at times. There is a lot of information to decipher, codes that may not always make sense, etc. There are some basic things to know that may help when you are looking at a credit report. While there are several different scoring models available for each bureau, … Read more
Evergreen, Colo., December 14, 2017 – In appreciation of their customers as well as in the spirit of the holiday season, Advantage Credit, Inc. has made a donation to Direct Relief in Puerto Rico in honor of all of their customers. “We are thankful for our valued clients and wanted to do something that is … Read more
A “Rescore” is the updating of information on a credit report at the bureau level in an expedited manner. It is not credit repair and it is not a manipulation of the credit report. Eventually the changes that are made through a rescore would be reported at the bureau level by the creditor. A rescore … Read more
In this day and age everyone has been taught at least a few ways to protect their identities against theft. But what about your children’s identities? Social security numbers are issued at birth and since kids usually don’t use them until they are older, they are a prime target for identity theft. According to the … Read more
The amount of consumers that file bankruptcy each year continue to decline since new laws went into effect in 2005 tightening the requirements for a consumer to be able to file. The numbers that still do file, however, are a bit staggering. In 2016 there were 800,000 bankruptcy filings. Statistics show that 60% of bankruptcies … Read more
Evergreen, CO – October 4, 2017: Advantage Credit, Inc., a leading provider of credit reporting and verification services, is pleased to announce they are now an approved report distributor for 4506-T Tax Transcript services for Day 1 Certainty from Fannie Mae. Day 1 Certainty from Fannie Mae, announced in October 2016, provides Fannie Mae customers … Read more
So you’ve found out you were one of the 143 million people who were possibly compromised by the Equifax breach. What exactly does that mean and what should you do now? What it means is that hackers stole names, addresses, social security numbers and even driver’s license information. In some cases all this information was … Read more
FICO scores can be confusing to say the least. In reality a person has many different FICO (Fair Isaac Company) scores depending on what they are applying for and the codes that are being used to pull the credit report. What about when we pull our own credit report? Are we getting real FICO scores? … Read more
Revolving balances play an important role in your credit score calculation. The total of your revolving debt makes up about 30% of your credit score. Balances on installment loans don’t have any where near the impact on credit scores as revolving balances do. While having a revolving balance or two can help your credit scores, … Read more