Evergreen, CO – August 15, 2017 – Advantage Credit, Inc., a leading provider of credit reporting and client retention services, is pleased to announce that they now offer iScreen℠ from Experian. iScreen is a fast, affordable, self-service prescreen and list fulfillment tool; It helps users identify potential customers that may be looking for a mortgage … Read more
Your loan officer has pulled your credit and your scores are just a little short of where they need to be. He thinks there are possibilities for an improvement so he runs a “What If Simulator” to see what could possibly be done to get the scores a little higher. Most of the time, this … Read more
You’ve sold your home, paid off the car and all your credit cards and even closed most of them. You are completely debt free! This is great…right? Well, not when it comes to your credit score. Believe it or not, being completely debt free can actually hurt your credit scores. While it may feel wonderful … Read more
Evergreen, Colo., May 30, 2017 – Advantage Credit, Inc. has partnered with LexisNexis to provide superior public record data and linking technology that maximizes search accuracy. The following Advantage Credit report will identify the presence of liens and judgments: The Liens & Judgments Report An FCRA-compliant report containing detailed lien and judgment records associated with … Read more
Evergreen, Colo., May 11, 2017 – Advantage Credit, Inc., a leading provider of credit reporting services to the mortgage industry, is pleased to announce that they have been added to Ellie Mae’s Encompass Loan Officer Connect™ program. Users will now have the ability to choose Advantage Credit as their credit provider within the mobile platform. … Read more
“Synthetic Identity Theft” now makes up 80% of all ID thefts in the country at this time. Never heard of it? A lot of people haven’t. What is it? A thief takes one piece of your true identity (usually a social security number) and then combines it with false information such as a different name, … Read more
Advantage Credit Receives SOC 2 Report on Controls Related to Security at Advantage Credit, Inc. Issued by Linford & Company LLP Evergreen, Colo., April 4, 2017 – Advantage Credit, Inc. today announced that the company has undergone a Type I Service Organization Control 2 examination resulting in a CPA’s report stating that management of Advantage … Read more
You’re going to buy a home and you’ve gone to one of the many resources to pull a copy of your personal credit report, but is it the same as the credit report your lender will see? As far as the content, it probably is; as far as your credit scores, probably not. The scores … Read more
Approximately one-third of the population doesn’t check their credit reports every year. Almost one-fourth have never checked them at all. Not checking your credit report on a periodic basis puts you at a lot of risk. The good news is that checking your credit reports is a very simple thing to do. A government study … Read more
As the result of discussions between a group of state Attorney Generals and the three major credit reporting agencies (Experian, Trans Union, Equifax) the National Consumer Assistance Plan (NCAP) was announced in 2015. The plan is designed to provide more transparency and accuracy in consumer credit reports. The major focus of this change will be … Read more