DU – Advantage Credit

Scorecard Hopping

February 4, 2026 by Mindy Leisure Director of Credit Education

Each credit score model consists of multiple Scorecards that assess distinct aspects of an individual's credit profile. The points assigned by these Scorecards collectively determine the overall credit score. Typically, each model includes between 8 to 12 Scorecards, which categorize consumers into different segments. Based on a consumer’s actions, changes to the credit report may ... Read more

Are Credit Scores Going Away?

December 11, 2025 by Mindy Leisure Director of Credit Education

Fannie Mae recently announced that a minimum credit score of 620 will no longer be a requirement for loan approval. This announcement has generated many questions within the industry. The straightforward answer is that credit scores are still a key factor and continue to hold the same level of significance as they did prior to ... Read more

Advantage Credit Announces DU® Validation Services Supporting Day 1 Certainty™

November 9, 2016 by gnetconsulting

Advantage Credit, Inc. is pleased to announce services that support the new Desktop Underwriter® (DU®) validation services for Day 1 Certainty™. Advantage Credit, Inc. provides Equifax The Work Number® Verification Services for verification of employment and income services and Verification of Deposit and Assets with AccountChek™, an award-winning solution for verifying a borrower’s assets to … Read more