For the second time in the last year the credit bureaus are making a major change in their credit reporting standards. Last week Experian announced that starting on April 16, 2018 all tax liens will be removed from consumer credit reports. And they will stop reporting all tax lien data going forward. Trans Union and … Read more
Evergreen, Colo., May 30, 2017 – Advantage Credit, Inc. has partnered with LexisNexis to provide superior public record data and linking technology that maximizes search accuracy. The following Advantage Credit report will identify the presence of liens and judgments: The Liens & Judgments Report An FCRA-compliant report containing detailed lien and judgment records associated with … Read more
As the result of discussions between a group of state Attorney Generals and the three major credit reporting agencies (Experian, Trans Union, Equifax) the National Consumer Assistance Plan (NCAP) was announced in 2015. The plan is designed to provide more transparency and accuracy in consumer credit reports. The major focus of this change will be … Read more
There are three kinds of public records that can appear on credit reports: Bankruptcy Chapter 13 and Chapter 7, state and federal tax liens and civil judgments. However unlike creditors who are data furnishers like credit cards, mortgage companies, etc., courts do not, in most cases, actually furnish the information directly to the credit bureaus. … Read more